What Mental Health Conditions Does Blue Cross Blue Shield Cover
Mental health conditions Blue Cross Blue Shield covers may include:
Note that therapists are required to assign you a diagnosis for the above conditions, as well as share the diagnosis with your health insurer, if you are using insurance benefits to pay for therapy.
If you dont want your insurance company to have access to this information about your mental health, consider out-of-network options instead.
How To Get Massage Therapy For Cheap
An insurance policy that covers more services costs more than those that dont. The premium of the insurance plan also varies from one insurer to another.
How much you need to pay for your massage therapy will depend on whether or not its covered by your insurance. Call your insurance company to know if you will get reimbursed and how much is your deductible.
You may find affordable services through the following:
- Look for local massage schools that offer massage therapy services at affordable or discounted prices.
- Ask massage service providers if they have special deals, or if they offer discounted rates.
- Find a licensed massage therapist that offers discounts for clients who pay cash upfront or those that offer low-cost installment repayment plans.
Identifying The Right Therapist
The next step is critical: identifying the right fit for you. This process can include some trial and error, but thats okay. As you consider options, conduct research by visiting therapists websites and reading their bios, or calling to learn about their practice:
- Do they conduct telehealth visits?
- Is their location accessible to you? While most appointments today are virtual, you may want to consider if in-person appointments would be conveniently located in the future.
- Does their approach to client care align with your values and how you prefer to receive care?
- Have they worked with individuals whose challenges are similar to yours?
- What is the frequency with which theyd recommend visits for your needs?
- If you found them outside ofFind A Doctor, are they included in your plans network? If not, your out of pocket cost may be significantly higher, or there may be no insurance coverage.
Its worthwhile to have a quick phone conversation or consultation with potential therapists to find the one who is most compatible. The purpose of reaching out is to get an initial evaluation to find out what ballpark youre in and what treatments might be helpful for you, said Dr. Kenneth Duckworth, child and adolescent psychiatrist, senior medical director for behavioral health at Blue Cross and the chief medical officer forNAMI.
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How Do I Check If My Anthem Blue Cross And Blue Shield Plan Covers Therapy
To check if your Anthem Blue Cross and Blue Shield health insurance plan covers therapy services, head over to your Summary and Benefits document. Youll likely find this document through your online Anthem Blue Cross and Blue Shield account. Within this document, youll find the different rates of coverage including copayment or coinsurance amounts for each type of service available. Look for outpatient mental health services to see your coverage for therapy.
Here is an example of what your Anthem Blue Cross and Blue Shield Summary of Benefits may look like, and where to find the Outpatient Mental Health line item:
If your Summary and Benefits document does not share this information with you, give the phone number on the back of your insurance card a call. The Anthem Blue Cross and Blue Shield customer service department will share with you the coverage available to you through your plan.
Live Out Your Best Future
Take the first step toward addiction treatment by contacting us today.
The first hurdle in pursuing addiction treatment is often deciding that you need help. However, the second hurdle is usually figuring out how to pay for treatment. Too many people who need addiction treatment fail to seek treatment because they fear the costs and worry about being able to pay for it. The good news is that Vertava Health accepts a range of insurance to ensure paying for rehab is not something that keeps you from getting help. Blue Cross Blue Shield rehab insurance coverage is one method of keeping treatment affordable. Learn more about paying for rehab at Vertava Health by calling .
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Applied Behavioral Analysis For Children With Autism Spectrum Disorder
Applied Behavioral Analysis therapy is now a benefit for STAR members as a covered benefit through Texas Medicaid. ABA can help children with Autism Spectrum Disorder develop improved function with their peers and caregivers. To qualify for ABA, your child must first have special testing to confirm their diagnosis of ASD.
ABA testing is more thorough than what most pediatricians can do as part of their practice. The testing must be performed by a specialist such as a developmental pediatrician, a neurologist, a psychiatrist, a licensed psychologist, or an Autism diagnosis team. Speak to your childs pediatrician about getting a referral to one of these specialists.
Please see the ABA therapy Frequently Asked Questions for more information.
Go to Provider Finder® to search for and print a list of ABA providers in your area.
If you have more questions about ABA services, please call BCBSTX STAR Service Management toll-free at . Members with hearing or speech loss can call the TTY line at 711.
Find a Doctor or Hospital
Use our Provider Finder® to search for doctors and pharmacies near you.
Contact Us
Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association
Does Anthem Blue Cross And Blue Shield Cover Couples Therapy
Whether Anthem Blue Cross and Blue Shield covers couples counseling depends on the plan. Generally, health insurance plans do not cover couples therapy. This is partially because there cannot be a diagnosis to base the reimbursement upon. However, some Anthem Blue Cross and Blue Shield plans may provide coverage at the same or differing rates as individual therapy. To see if yours does, visit your Summary and Benefits document.
However, many couples still benefit from seeing a therapist together. If your Anthem Blue Cross and Blue Shield health insurance plan does not include a couples counseling benefit, there may be ways to decrease the cost of couples counseling, such as sliding scale.
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How Can You Get Your Massage Therapy Covered By Your Insurance
Although theres no guarantee that your insurance company will cover it, theres something you can do to increase your chances of getting coverage.
Your doctor has to prescribe or recommend the massage therapy for it to be covered by your insurance. Your medical health professional like a primary care physician or chiropractor must issue a prescription to prove that massage therapy is a medical necessity.
A prescription is different from a referral, which is only an order from the doctor that allows you to see a specialist. A prescription includes important information, such as the diagnosis codes, number of visits, and the start/end date of the treatment.
If You Or A Loved One Is Experiencing Any Of The Following Please Call 800
New Directions is ready to take your call 24 hours a day, seven days a week.
Additionally, if you or a loved one needs to speak with someone about treatment options for substance use, call the Substance Use Disorder Member Hotline: .
Alcoholism
While alcohol is a part of our culture, for about 14 million Americans, drinking has caused physical, emotional, social and legal harm. Consider these questions:
- Do you ever call in sick to work because of feeling hung over from drinking?
- Has a relative, friend, doctor or co-worker expressed concern about your drinking?
- Have you ever wanted to cut down your drinking?
- Have you ever felt guilty or embarrassed about things you have done while drinking?
- Have you ever been arrested for driving under the influence, or had other legal problems as the result of alcohol?
- Has drinking affected your ability to fulfill your family or employment responsibilities?
Substance use
To speak with someone about treatment options, call the Substance Use Disorder Member Hotline: .
Interested in mental health or substance use resources? Find support with tools that can help you discover health and happiness.
This includes Just Five, an online, self-paced program, focused on increasing awareness and reducing stigma about addiction prevention and treatment.
Anxiety
Anxiety normally comes and goes for most of us. For more than four million adults, constant anxiety seriously interferes with their lives. One or more of these can be signs of anxiety:
Depression
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What Types Of Therapy Does Medicare Blue Cross Blue Shield Not Cover
Medicare Blue Cross Blue Shield will not cover any therapies that are not evidence-based or based. Treatment also needs to be based upon a specific mental health diagnosis. For these reasons, Medicare Blue Cross Blue Shield will not cover career counseling, life coaching, holistic therapies, or reiki healing.
Medicare Blue Cross Blue Shield also offers many members access to various online mental health resources and wellness benefits outside of therapy coverage. You might find these tools through your online portal.
Some Health Plans May Lag
Gender Health Center in the parade
Because this is a California state law that pertains to plans managed by the California Department of Managed Health Care and the California Department of Insurance, all health insurance plans will need to cover the transgender benefits. Anthem noted that all requests for services must be manually entered as they update their system to handle the procedures and codes. Expect similar issues with the other insurance carriers.
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Find A Behavioral Health Provider
Selecting the right behavioral health provider can be a challenge. These types of practitioners use varying titles, which can be confusing. We’re here to help by providing summaries of what certain behavioral providers can offer:
With our Find a Doctor & Estimate Costs tool, you can search for the right behavioral health specialist for your health needs and your specific plan coverage. Simply log in to MyBlue or create an account to conduct personalized searches.
To learn how to use Find a Doctor & Estimate Costs, .
Support When You Need It Most
Mental health, also known as behavioral health, is an important part of our overall health. It includes our emotional, psychological and social well-being. In the U.S., one in five adults experience mental illness each year. But you are not alone. If you, or someone in your family, has mental health needs, were here to help.
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Does Blue Cross Blue Shield Cover Bioidentical Hormone Therapy Does Insurance Cover Bioidentical Hormones
Blue Cross Blue Shield does not cover bioidentical hormone therapy or bioidentical hormone pellets, and its far from being the only health insurer that wont cover bioidentical hormone therapy. In fact, no insurance covers bioidentical hormones, bioidentical hormone pellets, but will cover the lab work necessary to calculate the optimum dose of the bioidentical hormones.
How Do I Find The Care I Need
BCBSRI covers a comprehensive list of services and benefits to meet the needs of our members with mental health and substance use disorder issues. These resources can help provideor connect you withtreatment and support.
Your primary care provider
BCBSRI does not require our members to get a referral for outpatient counseling and medication services. However, if you or someone you care for may benefit from psychotherapy or another form of mental health and/or substance use disorder treatment, the best place to start is with a primary care provider . Discuss symptoms with your PCP and ask for a recommendation.
Case management
Independently licensed mental health and substance use disorder professionals work with you and coordinate care with your team of providers to get you access to the resources and services you need. They also review any medications you are taking and make sure you understand what they are for and how to take them. Call 1-800-274-2958.
BCBSRI Doctors Online
BCBSRI Doctors Online makes it easy to visit a therapist or psychiatrist on your smartphone, tablet, or computer. Talk with a healthcare professional from your home, office, or wherever you are. Search BCBSRI Drs. Online from the App Store or * or visit drs-online.com.
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How Much Does Anthem Blue Cross Of California Alcohol Rehab Cost
Straightforward answer would be: it depends. There are no two identical cases since addiction is a very personal issue and will largely depend on an individuals specific mental health situation. For this reason there are many different Anthem Blue Cross of California healthcare plans that are tailored to meet the specific needs of different people.9
Most important factors that will contribute to the overall costs of Anthem Blue Cross of California alcohol use disorder rehabilitation are:5
- Types of services or treatment approaches that can vary to a great extent because everybody reacts differently to alcohol and treatment that works for one person might not be so effective for another.
- Intensity of services, since patients that suffer from more severe forms of alcoholism might need more intense forms of treatment than those who are experiencing comparatively mild symptoms.
- Duration of treatment could be a major contributing factor in determining the overall price of alcohol rehab since it can vary greatly from case to case. From basic 7 day and 28 day programs to those that last for months or years.
- Amenities can also vary between inpatient drug rehab centers in California and could contribute significantly to overall cost, for instance, in case of high-end luxury alcohol addiction treatment programs that are much more expensive than cheaper alternatives.
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How Do I Find A Therapist In Texas
Find a therapist near you in Texas on Zencare. Narrow your search by using filters like insurance, therapy budget specialty, and provider identity. Mental health professionals on Zencare are vetted for their extensive experience treating individual adults, children and adolescents, as well as couples and families. Explore each potential therapistprofile to learn more about their specialties, and watch an introductory video to get a sense of their personality. Book a free initial call to find the right therapist for you!
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Bcbs Companies Can Support Your Mental Health At Home
Broadening access to mental health care. For the Health of America.SM
As government officials, healthcare workers and thought leaders race to stop the spread of the coronavirus and care for those affected, Blue Cross and Blue Shield companies are at work to support the communities they serve.
In addition to covering COVID-19 costs, expanding access to care, feeding families and more, BCBS companies are also finding ways to meet the mental and behavioral health needs while many Americans are stuck at home. These efforts support not only those who were receiving such care in person, prior to the pandemic, but also those who are suffering depression, anxiety or other problems as a result of physical isolation, worry for loved ones and economic uncertainty.
Arista Recovery And Insurance Options
Arista Recovery is an addiction treatment provider that provides alcohol and drug rehab treatment, mental and behavioral health services, and support and therapy to patients. No matter your insurance provider, Arista Recovery will work with your insurance and provide payment options for rehab. Call us today at 877-279-0050 to speak with one of our admissions specialists for more information and verify your Blue Cross Blue Shield benefits. Our specialists are available 24/7 and your call is always private and confidential.
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Does Medicare Blue Cross Blue Shield Cover Therapy
Yes, Medicare Blue Cross Blue Shield health insurance plans offer mental health coverage. Medicare Blue Cross Blue Shield helps pay for therapy sessions when its members see both in-network and out-of-network therapists. For members, it is typically most cost-effective to see therapists who are in-network with Medicare Blue Cross Blue Shield.
You may need to request preauthorization for mental health services from Medicare Blue Cross Blue Shield before you begin therapy. Depending on your plan, this preauthorization will grant you a specific amount of sessions under a known rate.
How Does Paying For Therapy Work In Texas
There are several options for paying for therapy in Texas. For many people, the most affordable way to seek mental health services is to look for a provider who is in-network with your insurance. Due to high demand and low availability, in-network providers often have long waitlists to widen your options and start therapy sooner, you might also consider looking for an out-of-network provider. When you see an out-of-network therapist inTexas, you can ask for a sliding scale if you are unable to afford their typical session fees, or seek reimbursement from your insurance company if you have a PPO or POS plan. For clients who have an insurance plan with a high deductible and low medical costs, therapy costs are often comparable when you see a therapist in- or out-of-network. While paying for therapy can be a substantial investment, its also a great way to improve relationships, boost self-esteem, address symptoms of mental illness, and ultimately live a happier, more self-directed life.
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